It’s back! The 12/12/12 Holiday Loan is here again—just in time for the fall and winter festivities. Whether planning to buy a few gifts for loved ones or fill the refrigerator with tasty treats, an additional $1200 or $1500 can help out a lot. Our holiday loan has minimal qualifications, is a great way to build credit, and the rate and terms are pretty simple. There’s a good chance you qualify.
$1200 or $1500 Loan amounts
- 12-Month Term
- 12% APR*†
Applicants must be members in good standing with at least a 12-month history of membership; we want to thank our members who are with us for the long haul! If you are interested, give us a call or stop by one of our branches (We can’t accept 12/12/12 Loan applications online).
12/12/12 Holiday Loan Checklist
- Proof of current income (paycheck stub)
- Current identification (driver license, state-issued ID, or U.S. passport)
- 12-month membership requirement
- Current on all Clackamas loans without late payments
To get the 12% rate, we ask that you automatically schedule your payments from your Clackamas checking account. Otherwise, the rate is 15% APR*†. If you have any questions, please let us know. We’d love to help you out!
*Annual Percentage Rate. †Rate without automatic payment from checking is 15%APR. All loans subject to minimum qualifications. Must be member in good standing previous 12 months. Rate available from November 13th, 2017 to January 13th, 2018 or as determined by credit union management. If payments not received exactly as scheduled, your final payment will reflect that. One loan per member.